Author: Joseph Sandoval

Now that we have four kids, we need to start being smarter about where our money goes. We never planned on having this many children, and it is scary to think about the future. Even though they are still small, we need to start seriously saving for college if we want to be able to help them. They are all very close in age and should be going through one after the other. We started thinking about ways that we could cut our monthly bills, and one of the things that came up was clear tv internet bundle deals. We looked into changing over and found that with a bundle we could save a considerable amount. I am going to start clipping coupons and spending less on beauty treatments for myself. My husband is also going to limit the amount he spends playing golf, which is an expensive hobby. Hopefully we will be able to make enough changes so that the kids won’t have to suffer when it is time for them to go to college. I graduated college with a lot of debt, and I don’t want them to have to go through the same thing.